You made 2 points, I addressed the first and will clarify here. Your 2nd point was a non-issue, we buy *despite* deflation of money relative to a good like a TV, and that's also what I said: Deflation discourages spending - not prevents it.
Wanting to reduce voluntary exchanges makes you flatly anti-human. Terms like "rampant overspending" put oneself in the place of God to tell other people how rich they shouldn't be. It' s completely interchangeable with "rampant overearning" since you prefer what you get to what you spend.
Did you even notice what I said? Every time someone spends, not only someone else earns, but THEY earn more than they spent - in their own estimation!
You want people to earn less. To spend less is to earn less, because every voluntary exchange, by definition, is at least expected to give all parties something they prefer to what they gave up.
