I treat my Nostr wallet like a spool of tickets at the Carnival.
I reload when I run out of fun tickets, or send to my sons cold storage if there is any larger incoming. Typically 50k-100k sats is my revolving balance.
This in my opinion is the best option for me until a easily applied solution comes to light. I do believe it will and I will be one of the first to jump on the bandwagon. nostr:note1aefs8j0dc93e0phh6f0ppze0l6c9zzgexqxw8vv62k3sjmyc30pq4p6ecv