Scary lecture. This is the reason why we Muslims prefer to have nothing to do with fiat money and the resulting riba (usury). This is why we want to establish a Bitcoin-based economy as quickly as possible. This is also the reason why I offer a 10% discount on all BTC payments. And this is the reason, namely the severity of the violation of others' rights, why I consider the ethical aspect in the testing of websites to be so essential. It all revolves, among other things, around leaving this world as debt-free as possible.