The #BRICScountries are likely to prefer creating a BRIC-SWIFT system over a #BRICScurrency because it's a more practical first step.
Setting up a new currency is complex and risky, with challenges like agreeing on value and managing inflation.
A BRIC-SWIFT system, however, simplifies cross-border transactions using existing currencies, strengthens financial independence, and reduces reliance on the #USdollar.
It's a smart, achievable way to boost trade and economic ties among these nations without overcomplicating things.