it's the final round. those 4 banks will fail too because they're reliant on the same IDs as the rest. the end result is a fully-federalised system outside the access or control of the citizenry, with participation only through proof of verification/compliance.

the blockchain is the final seizure.

So I'm thinking it's because of the cdbc, you'll have 4 choices of accounts for loan transactions will interacting directly with the Fed for your fed account?