I am tempted to answer this, but I could not do justice to the complexities on such a medium. My first recommendation is to read the following.
Killing the Host. Michael Hudson
Then:
https://michael-hudson.com/2012/01/banking-wasnt-meant-to-be-like-this/
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And this whole video is excellent, but I would start at 16:30 to get at your question:
https://www.youtube.com/watch?v=IbWaNPAS39s&t=497s