Just send a pic of a house that is not yours. Nobody will know. 😂

Hopefully, you are still debt free.

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damn this would have been the smart thing to do, now i fucked it up

Why? The debt gets inflated away. As long as the repayment doesn't hit your cahsflow too bad you're good.

and no i most certainly am not debt free i am now in massive debt to live in a decaying wooden box