I hear that mate, I borrowed from my future time (the loan) I will pay it off in by the end of the year, to fuck the loan company out of their interest I did this so I didn't need to give up my future financial freedom and at the same time enjoy the time I have left with my father. Bitcoin is great but it will always be here my dad won't.
Discussion
Inflation dwarfs what they collect in tax & registration fees.
Pay the minimum you're required to & keep saving your excess in sats.
What's the worst that can happen? They repossess the bike? Big deal. Statistically speaking you're likely to crash the bike before the 7 years is up anyway.
Don't store your keys under the seat 🤣
The keys are on paper 😬