Gross. How about the doctor not giving the treatment over money? How about the government regulation disallowing better health insurance coverage(because of distorted incentives)? How about the fact that a disease is what's killing you and someone not helping you is not the culprit? If a boulder falls on me and a guy doesn't help me lift it off before I am crushed, did he murder me? No, and it's not even close to murder. You people sound like trolley problem lever pullers.
Discussion
A lot going on here...
- Doctors should not pay for treatment
- Lack of regulations or misaligned corrupted incentives actually
- Being denied care after paying for a policy for who knows how long just in case you ever need care is the problem!
If a boulder falls on you, and the guy you paid to help you just in case boulders ever fell on you refuses to help you, that is definitely a problem!
The regulations exist and this happens, and you think "there just weren't enough"
The doctor can treat you but chose not to because he wouldn't be paid, that is the choice, not the doctor paying for your treatment.
If boulder removal costs $100,000 and I've only paid $200 over the lifetime of my policy what sane individual would just give me $99,800? (Obviously don't strawman the argument with different figures, point being most people try to extract more money from recouped policy expenses than they put in)
I think insurance is a scam, for sure(because how could it not be, it's literally a pyramid scheme). The government FORCING YOU to have insurance and using taxes and money printing to pay for the poor's healthcare is what misaligns the incentives and drives up prices due to perverse incentives.
Above all, not doing something, and actively murdering someone is the literal essence of the Trolly problem. Which by the way, tells you whether you are a utilitarian murderer or a deontological ethicist.
- Regulations & government force - not more regulations, just better ones, or better alternatives, hard with lobbyists though.
- Doctors do charity work but expecting them to do it because insurance companies won't help?
- Costs - they accepted you and ran the numbers, they thought they'd make more off you, but make up the difference from all the ones that don't file a claim...or get denied.
- Poor people are not to blame for costs. They may want you to think that though.
Can bitcoin fix insurance?
Either you aren't understanding what I am saying or you are purposefully misconstrueing what I am saying. Either way I don't have much more time for it.
I said poor people bring up PRICES not costs. Costs are the labor, materials, and market social factors. Prices are the social factors and future projections after costs are considered.
Poor people using government subsidized health care is absolutely a blame for prices as well as insurance schemes that drive them up. If there is no limiting factor(denials) prices never stop going up.
Insurance is a ponzi. So, bitcoin doesn't fix that. How you make healthcare better is just letting the market find prices.
I also am not advocating for doctors to give their services away, I was just asking why blame the third party payer for the resultant death from disease when even with all the money in the world, you'd still need a doctor to administer the cure. That was my point.
I am an anarchist so I don't believe in regulations outside of a business' own rules. I also don't advocate for the equivocation between literal murder and not paying for a service post hoc. BTW no one in the US doesn't get "life saving care" if you have cancer and your heart fails, paramedics will try to save your life. They won't treat an incurable disease with a therapy because that's not life saving, it's longevity maximizing. Everyone dies. They always perform CPR on the unconscious to at least do something but everyone just wants to get upset about the inevitable.