I don't see much point keeping 6+ months worth of emergency fund expenses in a bank account when any decent exchange allows you to convert BTC to fiat and get it to a bank account in a day or less.
It's about not selling the bottom because when you lose your job it's often at the time of market contraction
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Even then we have loans available to us now. I see almost zero reason all disposable income couldn’t go into bitcoin.
Depends on appetite to risk and situation, how many dependant you have.... I'm just explaining here not advocating for anything
