But, do you know how to do it?

I don't fault anyone for paying for services. If I were a richer man I probably would pay for more services myself.

I have found out that throughout the years one tends to be forced to pay for the things that one does not know.

My favorite example is cooking. Sure I go out to a restaurant every now and then but knowing how to cook has saved me thousands of dollars in my lifetime.

That's why I taught all my kids how to cook, change a tire, do an oil change, and do a basic tune up on a car. (even to drive a stick)

I don't expect any of them to actually do those things but they are armed with the information should they ever need it.