I bet by 2075 society in general will be a lot different.

the concept of a mortgage will look nothing like what we’ve got now and this whole 50-year mortgage idea will be a moot point.

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Maybe. The 30 year was authorized in 1948. Over 75 years ago. Still relevant. Of course, things are on a new trajectory, but we seem to play the same games ... even after very long time horizons.

“it’ll be nothing like the last time”