Going p2p has it’s issues as well in the land of the Dutch now.

All bank txs above €100 are monitored which gives you letters from banks to explain who the sender of euros is to your bank, the purpose and that persons kyc data.

Unless it’s face to face cash.. problem with banks still exsist in p2p trades. These bank police departments are plugging the holes in their systems aggressively which is annoying.