Are 12 words enough?

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With 12 words the chances are of guessing it are as high as the total atoms in the existing universe.

So yes 12 is enough.

But if you have more peace in mind with using 24, use 24

Also add a passphrase. A huge security bonus

Or, consider multisig and take your security another notch.

Sure good point! Multisig is security on a different level