Vendors that accept it. They would need to sell stuff I want to buy anyway. Maybe waiting for block would be an annoyance for eg. at grocery store even though it is only around 2 min avg. Guess it should be possible for the receiver to read the amount when the transaction is detected, before it is in a block?

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Yes Monero is 0-conf proof. As soon the transaction is in the mempool it is very safe to assume, that it will get mined.