It’s not hands off but it’s not complicated. IMO it’s well worth it for me.

When you look at events like this https://www.wsj.com/articles/who-blew-up-britains-pension-funds-financial-panic-u-k-liz-truss-bank-of-england-11665601086

To think something like this can’t happen in Oz in future is naive.

Or that the implications of this aren’t way more significant than suggested https://www.afr.com/companies/financial-services/why-apra-will-struggle-with-valuations-of-unlisted-assets-20230212-p5cjt0

For me it’s simple logic that large pools of money are chronically susceptible to mismanagement and or exploitation, I don’t trust them!