I’ll give it a look tonight 🫡
Wait until you learn about the magic of deferred assets.
https://www.federalreserve.gov/newsevents/pressreleases/other20230113a.htm
Discussion
TL;DR: deferred assets are an uncollaterilazed, thrid party-less loan from the future that I can make to myself to pay bills because there “surely” will be a day when I will have money to loan to my past self.