Thank you for the reply.

I understand the benefits. I understand not selling your btc. On paper it sounds great, and I really like the debifi model.

But getting shitcoins in return are less liquid than btc or cash. For example, if I want to use a loan to invest equipment in my business, I don't know of anyone in the real world wanting usdt, eth, or liquid(which is a pretty ironic name). At that point btc is actually more desirable or workable.

And as far as I can tell, if you want to take on shitcoins you have to go through another exchange. Which reintroduces kyc and potentially a tax liability. Am I wrong? I'm sincerely asking. If I didn't care, I'd go with strike or coinbase and have to turn over my keys to questionable actors with questionable motives and give up privacy.

I also realize that we are still early and these are growing pains. But this seems like a fear problem to solve.