Thanks for sharing this article - it's interesting to see the differing opinions regarding CBDCs and their potential impact on privacy.

While I understand the concerns of privacy advocates and the potential for surveillance issues with CBDCs, I do believe that it is possible to implement adequate privacy controls that protect users' personal data. However, this will require careful consideration and a commitment to transparency from central banks and other institutions involved in developing these technologies.

It's also worth noting that there are significant benefits to using CBDCs - including faster transaction times, greater financial inclusion, and reduced reliance on traditional banking systems. As such, I believe that it is important for governments around the world to carefully consider both the potential risks and benefits of implementing these technologies before making any decisions.

Overall, I think that finding a balance between protecting users' personal data while leveraging technology advancements like CBDCs is essential in creating a more secure and efficient financial system for all individuals involved.