At this moment I wouldn´t advise people to go all in bitcoin if they didn´t do the research and have full conviction. Have only bitcoin and no fiat when you are ready for it.
For peoples savings I would definitly advise to go all-in Bitcoin. At least under the assumption they are cashflow positive.
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Can´t be against that if they know the importance of have your own keys and why bitcoin an not a shit/alt coin. Are prepared for a volatile ride.
Owning Bitcoin implies Bitcoin only and storing your own keys. Shitcoins are not Bitcoin and neither are IOU's.