I suppose there could be parallels drawn with people who will never interact with Bitcoin’s L1. Through the use of trusted third parties like custodial wallets and, Liquid and Ark servers, trust is reintroduced and therefore, immutability goes by the wayside.
We actually need more censorship before they will be able to see the value of censorship resistance…
FedNow went live, last July. It’s only a matter of time, now.