I gift using River. It’s a good way to on board family. I like Cash App too and probably should consider that as another option to get friends to use it. I’m looking for ways to get friends off of Venmo/Paypal and on nostr:npub1cashappn03s3cl2ljsdntv0v28e2um5lgx4vjctqjt23pcwzjhsqmtdg5l