You can deposit bitcoin if it’s in an IRA already.

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Which is true of almost nobody.

They won’t take regular non ira self custody bitcoin directly for some reason…I guess they really want the exchange fee. But if I could deposit bitcoin without making a taxable event then it would be worth it.

Yes but I think it’s not about getting that fee, it’s compliance. Once I realized I could hodl in an IRA, I switched to buying new sats in the IRA vs. non-retirement accounts. Perhaps it’s the only way.

Ahhh, I bet you’re right.

I should just start an IRA with them, not roll over my pseudo-BTC in the ETFs in my fidelity account.