That is a thing known to banking that once set it's not evolving much. When you compare let's say US banking with German and Polish and African solutions then it really shows
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In the US it is. The rest of the world continued developing banking, America kept their antiquated systems longer than anywhere else
Yeah apparently Germany is also a bit backward. It's hard to pay with the card in many places etc. The US was on the forefront and now pays the price of it