#[0] : A digital "Wallet" is the killer app! At the end of the day we'll be using a wallet from Bezos, Zuck or whoever controls your loyalty points, or social clout. Might be Twitter. Could be Nostr. We already all use Apple pay/ Google pay inc. TAP to pay. Those that can afford to do so will be trying to avoid paying interchange fees, and instead, start charging them. Enter V/MC/Amex Wallet, oh and your points only work on that wallet. Thoughts? ☕🍄