This is very true.

I took some huge financial risks in my 20's & early 30s.

I had some windfalls and I had some mammoth losses. I learned a lot.

There is just no way I could take the same risks today.

Todays market structures are different. Wedges and housing are no longer in balance and the interest rates are back to where they were in 2007era.

I do feel bad for anyone 20+ years my junior.