Replying to Avatar Lighthouse

If it's a home (residences) it needs functioning water and sewer. The Mortgage company won't give you a ---traditional--- loan without those.

Other possibilities are reconstruction loan, but has to be done by a qualified contractor , not you

Last option is cash or land contract, in that case you can buy whatever you want regardless of condition

But don't pay for it yourself, have the owner fix it then get a mortgage

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TheHappyMachinegun 1y ago

This "was" going to be a VA loan. Now it doesn't meet the VA appraisal MPR's

So they definitely have to get it fixed before I can get it approved for lending

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