Good point.

However, in practice, almost everyone for whom this would be a benefit is paying retail electric rates.

This also ignores the bot-nets that drive the difficulty much higher because the operators are passing off the capex AND electricity costs.

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True enough, on all points.

But almost everyone in Western countries ought to invest in a little solar anyway, purely to have some electricity during those periods when poor policy choices make the grid unstable and/or unaffordable.

If you also use your surplus solar for mining, some beautiful synergies are to be had.