Thank you. I honestly haven't read enough on Lightning to understand how to set it up. I've seen people mention Wallet of Satoshi, but I don't think it's FLOSS and I'd rather stay away from non-FLOSS software.

I found BitBanana in F-Droid, but I'd need to connect to a Lightning node... and that's how far I got. I imagine I'd have to set up my own node? I need to set some time aside to do more research.