If it's the product of Ripple, why is there an independent value to XRP? Ripples' a public company.. I suppose they can try to monetize XRP & bring cash into Ripple, but the crypto XRP, itself, I'm with you. I have trouble figuring out why you'd put a value on it. Like any other shitcoin basically. Lightning & Liquid along with companies like Strike make more sense. Then, what do I know?