Faith alone saves, sir. The sacraments are ceremonies of obedience that matures one in sanctification.
Faith without works is dead. Demons believe in Jesus yet they will never be saved as they do naught but evil.
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Faith is always accompanied by sanctification (works), of which all must be accredited to Grace alone.
God never grants a license to sin. Such Christians have decieved themselves as to their election
Alternatively, one can be baptized and say dozens of hail marys and not be saved.
