CBDC, Digital Euro

Guidelines from the BSI, the Federal Office for Information Security, Germany

Money should be programmable.

Payments can only be triggered under certain conditions, e.g. you need the right social score, CO2 score, medical score, political score, etc.

There will be area restrictions, i.e. wallets will only work within certain areas. You cannot spend your money outside of these areas.

It should be possible to confiscate money, e.g. to control the money supply. Today you had 100,000 EUR, tomorrow only 10,000 EUR.

There should be different wallets with different functionalities. Small wallets with a few KYC and large wallets with full KYC.