While still ignoring BTC (pre-2022) I spent a long time putting money in 401k where they’re now locked in unless I leave this position. Although not ideal, I will be happy to move from the crap funds they offer into something more closely correlated with BTC even if it’s an ETF if it becomes available.
Discussion
I hear you. My relative is in similar situation. ETF still gets you in the ark before most know a flood is coming. I would be looking into ways to do that, at least to know which path to go soon as it possible to do. As long as you have some type of exposure, will be wise imo. Most people have zero so any is a big deal.
Been well off zero for a while but having that money locked up is not good.
Hopefully my plan adds BTC exposure next year.