Been waiting for Fold to drop their credit card but might add this for an extra credit line. Do you happen to know what bank backs the card? Does your reward hit at purchase or when you pay the card?

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It's a Mastercard...not sure on the bank. Rewards hit at purchase 4% on gas (up to $200 per month), 3% on restaurants, 2% on groceries, 1% everything else

I’ve been using the Venmo card for groceries. Gets you 3% back and can purchase the “crypto of your choice” (I chose Bitcoin). Purchases the Bitcoin when you send in your payment. Which I use my Fold card and pay the balance and get an extra .5% sats back.