I am the first in my generation to know about digital signature .. my parents used pen and paper 100 percent and my grannys used thumb impression.. I guess , I am better represent of a normie :-) ..

I am pretty sure my kids shall use digital signatures as effortlessly..

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I'd be agreeing if we were talking about mass usage, but I'm talking about large institutions using it, not everyday people.

A good analogy might be QR codes; the average user hasn't the faintest clue how it works, but it's easy for companies to implement.