When do you need to use it?

And for what degree?

On general principles, diverting funds from the apex predator into the one of the most bloated bovines out there probably doesn’t make much sense.

For my children, just giving them the btc to start a business or kick start their life would be invaluable compared to whatever bs they get exposed to at most colleges.

college is really becoming a niche use case for specific technical degrees imo