3) Save nothing
The choice for businesses is to either:
1) Save in money that always goes down
2) Save in money that usually goes up
Today I'm meeting with other winery owners who somehow DO NOT see this obvious choice
https://blossom.primal.net/e3e13df56fcfa06f1239c671da8e9e3e6abea5aa7c665e3e3be3f1e6acf4aa6c.mp4
3) Save nothing