Here you go for a support reference: https://payjoin.org/

Imho the issue with Payjoin is that the incentives aren't clearly aligned to onboard merchants to use/support it at scale. From a user-side there are benefits and incentives to use it (if we discard potential UX hurdles for a moment), but currently there's too much regulatory unclarity for businesses to even consider offering it.

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Thanks for reminding me of this site, and yeah I can definitely see why merchants would be hesitant given recent events.

But if it’s just part of a normal payment flow, potentially saving on tx fees or helping with utxo management… that’s a very different profile than a central entity who’s main service is to provide anonymity for a fee. Still, a lack of incentive for merchants, as you say 🤔

to facilitate* anonymity for a fee (in the case of CoinJoin coordinators)