reason. 
Discussion
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You would also advise to use multisig and avoid Single sig?
For most people is overkill
Doesn't coldcard verify you have the correct firmware?
Also curious NVK, would you recommend moving from single sig + passphrase to multisig…or wait for some better FROST implementation before sweeping to a new setup.
I think multisig is great, but has many trade offs. So for most is overkill. Frost would be a different set of trade offs, it has very good potential.