I’ve worked with these companies before. They know that their pool of potential customers only buys an insurance policy once every 5-10 years, usually associated with a major purchase or life change, so they have to constantly advertise to be the last insurance brand that you saw before you start quoting your new policy.
Discussion
Getting a local agent was worth it for me. They ran my stuff through 20 companies when I would have done probably 3-5. Saved a lot of sats.
The narrative these days is always buy direct over the internet to save money. Amazing how often dealing direct locally is cheaper and with better customer service.