Especially for something like uncollateralized credit cards. We can call that an asset, but I wouldn't consider it an asset if I loaned someone money with no collateral or interest.

I'm not opposed to doing what I do with a debit card. I'd rather prop Bitcoin up by buying as much as possible more than I'd like to remove a faux asset from some spreadsheet at a bank. But like I said, whatever works. I don't know everything. There could be other benefits I'm missing. Just sharing my reasoning and why others may be doing what I do. I think that's why Mallers was brought up. I believe he does the same