Good point, I agree that the ease of use is a good tradeoff. But it's good to be aware that there is a tradeoff.

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Agreed.

Hopefully this kind of build ends up being a stepping stone to a more secure, more robust setup later on. A useful stage but not the end destination.

It's like self-custody with single sig; having it at all is way better than not doing any self-custody, but there are lots of not really solvable risks with single sig.

The hope is that they get comfortable and then level up to multisig when they're ready.