Oh yeah true! I've gotten a bit older... but my kids occasionally like the switch and we have some of the cartitridges. But I think Nintendo is doing some funny stuff with even those and a Nintendo account these days?
I haven't followed it too closely but somehow they get updates and I don't know if they get store on the cartridge or in the switch.
But yes, even PC games are all like this now. Locked out of steam? Gone.