I know Fold has direct deposit. It is technically still a bank account. People can earn sats back 1.5-5% on purchases and bill pay.
Discussion
Yes, I have heard of this but I dont think it solves the problems i'm interested in 🤔
I was waiting for years for the perfect loop where I could get customers to pay me in bitcoin and then I use the btc to fund operations and once profited, also use it to pay bills etc but those days are not here yet for everyone so I utilize lightning pain and pay for things w/Bitrefill.