Unpopular opinion:

Large UTXOs are overrated

People underestimate how much the sats will be worth if and when you spend them

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Discussion

Define “large”

I use to think 1 million minimum but even I am underestimating the value of 0.01 Bitcoin.

Transaction fees are not denominated in fiat, they’re denominated in sats per vbyte. It doesn’t matter how much a million sats is worth in fiat.

I see the angle you are looking at it from. 10-4.