Lots of people struggle when it comes to #money
Some people take the time to increase their #financial intelligence
👉🏻 Take the time to learn about money and money will look after you 
To #retire early you need to be “#financially independent”
You need to be able to live without the need to ‘earn money’ through traditional work
#Passive income is one answer, which can be earned from #investments 
Shares vs Bonds?
Buy #shares and you are buying partial ownership of a company
Buy #bonds and you are making a loan to a company
Shares are more volatile but have greater potential for growth
Bonds are less volatile but lower growth
A diversified portfolio would include both 
The 70s & 80s were my “era”, but I have found a lot of other good stuff to like over the years. Some by listening to what my children recommend and some through Spotify or other influences across social media.
What made you decide to delete it and what do you use in its place?
Active vs Passive funds?
Active funds are managed by a fund manager with the aim to ‘beat the market’
Passive funds, aim to replicate the market, or ‘track’ an Index
Passive funds have lower fees and sometimes perform as well as active funds 
It’s need better marketing otherwise it will just be developers and a few early adopters until it just fades away.
I really like the concept and am impressed with what I have seen so far. But I have only seen Damus and I know it’s so much more.
Can someone send a small zap to test my wallet?
#plebchain
Income (INC) vs Accumulation (ACC) funds?
If you want to withdraw dividends/interest to provide an #INCOME then income funds will allow you to do this
If you want to reinvest any dividends/interest then accumulation funds do this for you - this will give you ‘compound interest’ 
Don’t procrastinate - it’s the thief of time
Start now
It doesn’t have to be perfect, just make a start and improve as you go along 
In the UK
39% of adults don’t feel confident managing their money
11.5 million have less than £100 in #savings
Nearly 9 million are in serious #debt
If you understand #finance even slightly better than your family and friends, then you are the teacher they need 
Life is too short to worry about what others think of you
Because here is a little known secret……
They aren’t thinking of YOU 
Why not? Be different to everyone else.
Will you look back on your life and be glad you made that leap you are thinking of right now?
Or will you be looking back, regretting that you let the moment slip away?
#finance #music 
I don’t think there are that many people on here compared to eg Twitter. I guess it will grow with time.
Finance, investing, money, early retirement, financial freedom. That sort of thing.