Barclays just capped crypto transfers at £10k/month ‘for my protection’.
Mate, the only thing I need protecting from is TradFi.
#Barcalys #Bitcoin
Don’t be John.
In November 2025, John and Dave both sat in the same Barclays branch in Manchester. Same day, same adviser, same polite smile.
The adviser slid two pieces of paper across the table.
To John: a shiny new platinum credit card, pre-approved £15,000 limit.
To Dave: the now-famous text on his phone:
“From 2 December we’re restricting crypto transfers to protect you.”
John laughed. “Crypto’s gambling, mate. I’ll take the card. Need a new telly and a holiday.”
Dave asked quietly, “So you’ll let me borrow £10,000 at 39.9% to blow on anything I want, but you won’t let me send £10,001 of my own money to buy Bitcoin?”
The adviser shrugged. “Rules are rules. We have to keep you safe.”
Five winters later, November 2030.
John is 42, divorced, living in a rented one-bed flat above a chicken shop.
Every month for five years he has paid Barclays £250–£330, whatever he could scrape together after rent.
Total sent to Barclays: £19,847.
Still owes: £8,916.
The holiday photos are long deleted. The telly broke two years ago.
His credit score is 412. No lender will touch him. He is trapped.
Dave is 42, mortgage-free on a three-bed house he bought in 2028 with part of his stack.
That original £10,000 sent to Kraken in 2025 is now worth £215,000.
He paid Barclays exactly £28 in Faster Payment fees, five years ago.
That is all.
John sees Barclays adverts on the bus:
“Banking that looks after you.”
Every time he reads those words, he feels something cold crawl across his chest.
He realises the protection was never for him.
It was protection for Barclays’ profit margins.
Protection from customers like Dave who might stop feeding the debt machine.
Protection from the terrifying idea that ordinary people could escape the slow grind of 39.9% interest and actually build wealth.
John was the good customer.
Dave was the threat.
And the bank chose who to “protect” accordingly.
Don’t be John.
Chin up son, when life gives you lemons make lemonade
Strategy could transform its stock with a bold play:
Launch a publicly-traded “Bitcoin Treasury & Services” subsidiary, capitalised by part of its massive BTC stack.
Generate yield via lending, offer institutional custody/trading, and issue revenue-sharing securities.
This unlocks value, shifts the narrative from “just buy BTC” to a diversified platform, and targets $100M revenue by 2028.
A clear, exciting story to differentiate MSTR as the go-to corporate Bitcoin leader! #Bitcoin #MSTR
JPMorgan Chase & Co.’s plan to allow institutional clients to use #Bitcoin & #Ether as loan collateral by year-end is a game-changer for #BTC.
It validates Bitcoin as a legitimate asset, drives demand by encouraging institutional holdings, enhances market liquidity, & signals growing trust in crypto within traditional finance.
This could accelerate mainstream adoption & solidify BTC’s role as a store of value.
Yet, some #Bitcoin OGs may worry about centralisation, regulatory scrutiny, or dilution of its decentralised ethos, fearing banks could undermine its anti-establishment roots. A pivotal moment for crypto!
The problem with that logic: it only works until you need to spend the money.
Buying property, investing, even opening certain accounts triggers source-of-wealth checks.
If your BTC isn’t declared, you’re effectively locked out of the legitimate financial system.
I agree but there are investors in the UK who want BTC exposure in their SIPP pension wrapper and tax efficient ISA wrapper who may have bought SWC as an alternative due to the FCA's restrictions on buying BTC ETFs
The FCA’s move to lift its ban on #Bitcoin ETFs is great for retail investors but bad news for BTC-treasury stocks like $SWC.
When you can buy a regulated BTC ETF, why pay a premium for a web-design company that just hoards Bitcoin?
mNAVs are collapsing
The Philosophical Divide
Hargreaves Lansdown v Bitcoin OG's
#Bitcoin
They think it has no intrinsic value because they don’t understand digital scarcity. #Bitcoin’s intrinsic value is mathematical — 21 million forever.
The $ won’t vanish overnight. But why risk your nation’s life savings in Treasuries your adversary could cancel? Inevitably, countries will start saving in #Bitcoin
3 ways #Bitcoin OGs play it:
⚡ Never sell / never borrow → ultimate sovereignty (Keiser)
⚡ Never sell / borrow → live off loans, keep upside (Saylor)
⚡ Sell some → cash out gradually, treat as asset (retail)
Same asset, 3 philosophies. Which camp are you in?
The number of new #Bitcoin treasury companies continues to increase weekly:
Reminder - Cathie Wood the trailblazing investor behind ARK Invest and often hailed as the most successful female money manager in the world revealed in April that ARK has supercharged its “bull case” forecast for #Bitcoin, hiking the 2030 price target from $1.5 million to a staggering $2.4 million.
Key Takeaways
ARK Invest raised its Bitcoin bull case target to $2.4 million by 2030, driven by institutional adoption and digital gold status.
Bitcoin could reach a $49.2 trillion market cap if it captures a significant share of global financial markets and gold’s value.
Even ARK’s conservative scenarios project strong Bitcoin growth, requiring a 32% to 53% annual increase through 2030.
In case you missed this news:
Mexican Billionaire Ricardo Salinas Says He Has 70% Bitcoin-Related Exposure!
“I’ve got about 70% in Bitcoin-related exposure and 30% in gold and gold miners,” Salinas said during an interview with Bloomberg. “I don’t have a single bond and I don’t have any other stocks except my own.”
The FCA has finally recognised the maturity of the crypto market, lifting the ban on crypto ETNs for retail investors. A long-overdue move.
The FCA's decision to lift the ban on crypto ETNs for retail investors reverses a 2020 restriction, reflecting a shift in regulatory stance as the crypto market matures, with trading history providing better risk assessment data.
#Bitcoin #FCA
https://www.fca.org.uk/news/press-releases/fca-lift-ban-crypto-exchange-traded-notes
Maybe he has recently decided to stop shitcoining 🤷♂️
https://www.theguardian.com/us-news/2025/may/27/trump-media-bitcoin-crypto
What if you could retire in 5 years instead of 40 without selling your assets, and generate tax-free income for life?
This guy explains that the1930s retirement model is broken. #Bitcoin is the game-changer.
https://www.youtube.com/watch?v=0dbBQyIGT_4
#RetireEarly #TaxFreeIncome
#Trump is making a big bet on #Bitcoin, albeit through the proxy of Trump Media.
He is endorsing a Bitcoin-centric strategy in business and politics.
https://www.theguardian.com/us-news/2025/may/27/trump-media-bitcoin-crypto