Would be cool if the loan product had an option to integrate with bill pay and direct deposit automatically.

A bill pay request would create a new loan or debit an existing loan. A direct deposit request would credit an existing loan. If direct deposit pays off the loan, remainder goes to cash or btc.

This system would allow users to avoid taking out predetermined loans for future bills.

I'm a developer interested working on this

Until 1965, United States quarters were made of 90% silver. At that time, the federal minimum wage was $1.25 per hour, which was equivalent to 5 quarters. Since each quarter contained ¼ ounce of silver, the amount of silver earned in one hour of labor could be calculated as follows:

5 quarters / hour * ¼ ounce / quarter * 0.9 silver = 1.125 ounces of silver / hour

Now, if we apply the current price of silver, which is $30.34 per ounce, we can calculate the present-day value of one hour of minimum wage labor (based on the silver content of the 1965 quarter):

1.125 ounces of silver / hour * 30.34 dollars / ounce of silver = $34.13

In contrast, the current federal minimum wage is still only $7.25 per hour.

For a more shocking comparison, if you did the same calculation with gold, the present day value of one hour of 1965 minimum wage labor would be $95.34!

The word Salary is derived from sal, the Latin word for salt. Salt was at one time used as money in ancient Rome.