Letter from a student. Rewards of leaving a life on the trading desk to research and teach. It doesn't get better than this. Makes me realize how much I am blessed. Showing my wife these is an equally special moment because of proof-of-work.

"Good morning/evening Professor Nik,

I just wanted to take some time to thank you for everything I learned in your Bitcoin program.

Honestly, when I first read "AI and Finance," I thought you were going to teach quantitative finance with AI as some new algorithm. I applied because it was literally the only class that interested me, and I'm pretty sure I put it as all three of my choices on the application.

When I found out later that it was mainly about finance fundamentals, I thought I was going to have a horrible time. Boy, was I wrong—I accidentally discovered that besides computer science, finance might actually be my thing.

I didn't realize how important the stuff we covered (especially credit creation and layered money) was until I started my recent internship at . The foundation you built for understanding markets—especially that class where you talked about credit creation and what happens to stocks and treasuries when more loans get taken out—has been incredibly helpful.

The knowledge from your class has actually let me start conversations about crypto and stablecoins with some of my colleagues who've been in high finance for over two decades. I've been able to explain where Bitcoin gets its value and what stablecoins actually are. When they asked questions like what Bitcoin's market cap really means, I could talk about UTXOs and explain concepts like Bitcoin's realized value.

This class really inspired me and honestly might even change the career path I end up taking. But above everything else, being able to actually transact Bitcoin in class was lowkey cool (not gonna lie, best thing ever)—it felt so much different than just reading the tech docs for the protocol.

Thanks again for such an eye-opening semester!"

If the application have no users, does the application exist?

it depends on how close to amperage capacity they are

a lot of modern electrical appliances have very sharp bursts that will for sure increase the chances of the switch overloading and flipping off

but i'd be looking at what is actually in operation when the circuit trips, i had this happen last year with a washing machine several times, somewhere inside it there was something creating an earth bridge when the current in the circuit was high enough

my advice is to do an elimination test, turn everything off, then put on the miners, then one by one add other devices until you flip the switch and the likely suspect is one of the ones you turn on later

it's more likely you have a ground fault than overload if the capacity is definitely way under the switch rating

10 months ago, HRF launched its Bitcoin Bounty Challenge, based on features at-risk activists and dissidents wanted to see in Bitcoin, based on months of surveys and research

We didn’t know what to expect but the results have really blown us away

We have by this point awarded full or partial bounties in *7 of 11* categories

Completed or partially completed?

-Open-sourcing the design guide

-Serverless Payjoin

-E2E Encrypted Nostr Group Chats

-Silent Payments

-Self-custodial mobile LN addresses

-Mobile Border Wallets

-Cashu

Still up for grabs?

-Human Readable Bolt12 Offers

-Easy Mobile Multisig

-Frost Multisig Wallet

-BIP47 Expansion

224 days left!

hrfbounties.org