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Need Funds to Grow Your Business? Foloosi Can Help!

Running a business is exciting—but it can also be challenging, especially when you need quick cash to grow or manage daily expenses. Whether it’s restocking your shop, hiring more staff, or expanding your space, having access to extra funds at the right time can make all the difference.

That’s why Foloosi now offers Business Finance—a smart, simple way for UAE businesses to get the funding they need, fast.

💼 What is Foloosi Business Finance?

Foloosi Business Finance is a lending feature built right into your Foloosi dashboard. It’s designed to help small and medium businesses in the UAE get instant business loans—with no complicated paperwork, no long approvals, and no stress.

You can borrow up to AED 500,000, choose how long you want to repay (between 2 to 12 months), and get the money straight into your Foloosi account.

🚀 Why Businesses Love It

Here’s why more and more UAE merchants are choosing Foloosi for business loans:

Fast Approval – Apply online and get approved within minutes.

Same-Day Payout – If approved, the funds reach your account the same day.

No Paperwork – Everything is digital and super easy.

Flexible Repayments – Choose a plan that fits your cash flow.

Trusted Platform – Powered by Foloosi and lending partner CredibleX.

🛍️ Who Can Use It?

If you’re already using Foloosi for payments—like POS, Tap on Phone, or online transactions—you’re likely already eligible! The system checks your performance and offers you a loan based on your business activity.

No collateral. No stress.

📈 How Can You Use the Loan?

Buy more stock for your store

Hire seasonal workers

Upgrade your shop, salon, or restaurant

Launch a marketing campaign

Cover unexpected business expenses

The choice is yours.

✅ Simple Steps to Apply

Log in to your Foloosi account

Go to the Business Finance section

Check if you’re eligible

Choose your loan amount and repayment plan

Accept the offer and get funded!

That’s it—no banks, no waiting lines, no confusion.

💬 Final Thoughts

At Foloosi, we believe in helping UAE businesses grow—not just through smart payments, but now with smart finance too. Whether you’re a small café in Sharjah or a busy shop in Dubai, Foloosi Business Finance gives you the freedom and funds to move forward—on your terms.

👉 Ready to grow?

Check your eligibility and apply today: https://foloosi.com/business-funding

https://foloosi.com/tap-to-phone

10 common Myths and Facts about contactless payments:

According to recent reports, over 80% of consumers in the UAE now prefer contactless payments including NFC (Near Field Communication) payments — over cash or even chip-and-PIN methods. That’s a big number, and it shows how much trust and comfort people have developed in just a few years.

In a world where convenience is king, contactless payments have become a game changer. With more than 440 million contactless cards in use across 9 million locations worldwide, paying with a simple tap is faster and more efficient than ever before. This technology, powered by embedded chips and RFID antennas, enables secure transactions with just a tap of your card or phone—no need to swipe, dip, or enter a PIN.

Despite its rapid adoption, many people still have concerns about the security of contactless payments. The idea of transmitting personal information wirelessly raises questions: Is it safe? Could my data be compromised? While these concerns are understandable, contactless payments are equipped with robust security measures designed to protect your financial information.

In this blog, we’ll break down the most common myths about contactless payments and reveal the facts behind the technology, so you can confidently embrace the future of secure, tap-to-pay transactions

10 common Myths and Facts about contactless payments:

Myth: It’s easy to get charged twice with contactless.

Fact: Payment terminals are smart. They process only one payment per tap, and you need to remove the card or phone before the next tap works.

Myth: There’s no way to track contactless transactions.

Fact: Every tap leaves a digital record. You can see all your transactions on your bank app or wallet, just like any other payment.

Myth: Merchants need expensive machines to accept contactless.

Fact: Not anymore. Smart POS systems and even Tap-on-Phone apps let businesses accept payments with just a smartphone. Affordable and flexible!

Myth: You can accidentally pay while standing near the terminal.

Fact: Nope. Terminals need intentional, close, and direct taps — plus, most merchants prompt the amount before activating payment.

Myth: All contactless payments are done through mobile apps only.

Fact: Not true! Contactless works through debit/credit cards, smartwatches, wristbands, keychains, and even rings — not just mobile wallets.

Myth: You can't use contactless for refunds or returns.

Fact: Absolutely you can! Merchants can process refunds back to the same contactless method — just like a regular card payment.

Myth: Contactless payments charge hidden fees

Fact: For customers, contactless payments cost the same as regular card payments — no extra or hidden fees involved.

Myth: You can’t split a bill with contactless.

Fact: You totally can! Many POS systems let you split bills and accept multiple contactless payments in one go — tap by tap.

Myth: Using contactless payments too much can negatively affect your credit score.

Fact: Using contactless payments does not impact your credit score. The way you manage your payments (timely payment of balances, responsible spending) affects your credit score, not the payment method.

Myth: You can only use contactless payments with your own bank’s card or account.

Fact: You can use contactless payments with cards and accounts from various banks and financial institutions. Whether it’s a Visa, Mastercard, or other networks, many banks support this feature, and it’s compatible with multiple devices like smartphones and smartwatches.

The Impact of Contactless Payments on the UAE Market:

In the UAE, the way people pay is changing fast — and it’s making a big difference for businesses. Contactless payments, once seen as just a modern feature, are now a key part of daily life.

According to recent reports, over 80% of consumers in the UAE now prefer contactless payments including NFC (Near Field Communication) payments — over cash or even chip-and-PIN methods. That’s a big number, and it shows how much trust and comfort people have developed in just a few years.

From restaurants and cafés to retail stores and delivery services, contactless payment options are helping businesses speed up service, reduce queues, and give customers a smoother, safer experience. In fact, businesses that adopted contactless early have seen up to 30% faster checkouts compared to traditional methods.

Not only is it fast and secure, but it also meets the growing demand for touch-free transactions, something that’s especially important in today’s health-conscious world.

More importantly, the UAE government continues to support digital transformation, pushing businesses towards smarter, faster ways to accept payments.

Conclusion

The myths surrounding contactless payments might have caused some confusion, but the facts are clear: these payments are not only convenient but also secure and efficient. As technology continues to evolve, contactless payments are quickly becoming the preferred method for many consumers around the world, including here in the UAE.

The shift towards contactless payment methods is reshaping how we interact with money. For businesses, adopting these payment solutions means faster transactions, less hassle at checkout, and an overall better customer experience. For consumers, it’s all about convenience and peace of mind, knowing that their transactions are safe and quick.

As more people embrace contactless payments, the myths will continue to fade, and the facts will shine through. So, whether you're a business owner or a shopper, there’s no denying that contactless payments are a step forward in the way we handle money — simple, secure, and ready for the future.

Let’s tap into the future of payments and enjoy the simplicity it brings! Want to learn more about how your business can benefit from tap-to-phone technology? Discover more here!

Business Finance, Reimagined with Foloosi

Smarter tools. Simpler decisions. Stronger growth.

In the fast-paced world of business, finance isn’t just about numbers anymore — it’s about control, clarity, and confidence. Whether you’re running a startup from Sharjah, managing a busy café in Abu Dhabi, or scaling an eCommerce brand across the UAE, your financial toolkit matters more than ever.

That’s where Foloosi steps in — not just as a payment platform, but as your partner in business finance.

Let’s explore how Foloosi is helping UAE businesses simplify their financial journeys — from payments to payouts and everything in between.

🚀 The Evolution of Business Finance

Once upon a time, business finance was filled with spreadsheets, trips to the bank, paper invoices, and a whole lot of guesswork. You’d chase payments, juggle invoices, and wonder where your cash flow disappeared.

Today? It’s about smart platforms that integrate finance into the rhythm of your daily operations. Platforms like Foloosi are at the forefront — helping UAE businesses collect, manage, and move money with ease.

💡 Why Business Finance Needs a Fresh Approach

Let’s face it — business finance has often felt fragmented:

One tool for invoicing

Another for accepting payments

Yet another for reports

And spreadsheets for everything else 😓

The result? Confusion. Delays. And missed opportunities.

Foloosi brings everything under one roof — creating a fluid experience that feels more like running a business, and less like solving a puzzle.

💳 Payments That Work for You

Getting paid shouldn’t be complicated. Foloosi makes it simple, with tools built for real-world business challenges:

✅ Tap on Phone

Turn your smartphone into a payment terminal. No hardware, no wires — just tap and receive. Perfect for home services, delivery teams, exhibitions, or on-the-go sellers.

✅ Payment Links

Send a secure link via WhatsApp, SMS, or email. Customers tap, pay, and you get notified instantly. Great for freelancers, online sellers, and small teams without a website.

✅ Smart Checkout for eCommerce

If you sell online, Foloosi’s checkout integration offers a smooth, secure, and customizable experience — designed for UAE customers who expect speed and simplicity.

📊 Business Finance = More Than Just Getting Paid

Once the money’s in — then what?

With Foloosi, your business finance journey doesn’t stop at payment collection. It evolves into complete control:

🔍 Real-Time Dashboards

Track income, monitor transactions, and get quick insights into your cash flow. No more waiting for monthly reports or doing mental math.

📁 Auto-generated Reports

Get reports that are easy to read and even easier to share. Whether it’s end-of-month summaries, VAT insights, or payout logs — everything’s a click away.

💸 Payouts Made Easy

Send money to suppliers, partners, or staff with a few taps. Foloosi’s payout solutions make disbursements fast, secure, and trackable.

🔐 Trust, Compliance, and Security

Finance is serious business, especially in the UAE where regulatory standards are high. That’s why Foloosi is built with PCI-DSS compliance, fraud monitoring, and bank-level security encryption.

We handle the back-end complexity, so you can focus on what you do best: running your business.

🌍 Made for UAE Businesses

Foloosi isn’t just another international tool trying to fit into the UAE market. We’re born and built in the UAE, with deep understanding of local businesses — from the buzzing streets of Dubai to the small shops of Fujairah.

We support:

AED currency and local banks

Arabic and English interfaces

Integration with UAE-based logistics and delivery platforms

Local customer support that speaks your language (literally!)

🧠 Smarter Finance for Smarter Businesses

Imagine this:

You start your day with a mobile dashboard that shows yesterday’s sales.

A few overdue payments? You send payment links with reminders.

Need to pay your driver? Done with a tap.

End of the week? Reports already waiting in your inbox.

No terminals. No manual logging. No stress.

That’s the Foloosi finance flow — simple, seamless, and built around you.

✨ Bonus Features You’ll Actually Use

What makes Foloosi’s financial ecosystem more useful than traditional tools?

🔄 Recurring Billing — Great for subscriptions and memberships

🔔 Instant Notifications — Know when payments land in real time

🔗 API Integration — Connect with your own apps or backend systems

📱 Mobile App — Run your finances from anywhere

🧾 Digital Receipts — No paper, no clutter, no mess

Final Thoughts: Business Finance, But Friendlier

Foloosi isn’t just helping businesses get paid — we’re helping them grow smarter. By putting payment collection, financial tracking, and money movement into one easy system, we empower businesses to focus on their goals — not on their admin.

Whether you’re a retailer, a café, a freelancer, or a fast-growing brand — business finance shouldn’t slow you down.

With Foloosi, it doesn’t.

Ready to finance your future, your way?

Explore Foloosi: https://foloosi.com/business-funding

https://foloosi.com/payment-links-in-uae

Payment Links: The Smart Shortcut Your Business Needs

If you’re in business today, you already know one thing: customers expect everything to be instant — especially payments. Nobody wants to jump through hoops, download an app, or wait for an invoice to arrive days later. That’s where Payment Links step in — the shortcut that quietly does the heavy lifting so you can get paid faster, with zero friction.

Why Forward-Thinking Businesses Use Payment Links

In today’s customer-driven market, sending a Payment Link is more than a convenience — it’s a competitive edge. Imagine this: a client confirms an order on a call. Instead of waiting for a paper invoice, you send a secure link by SMS, WhatsApp, or email within seconds. They tap, pay, and you see the funds rolling in while the conversation is still fresh.

It’s not about replacing your existing payment setup — it’s about giving your business one more way to say “yes” when the customer asks, “How can I pay you now?”

Versatility Is the Secret Sauce

Think beyond ecommerce. Service professionals, freelancers, restaurants, event organizers, clinics — any business can benefit. Payment Links adapt. Use them for:

Remote orders: Share a link with a QR code for quick doorstep payments.

Social selling: Drop a link in your Instagram DM or Facebook chat.

Instant deposits: Secure bookings or reservations without extra admin.

Recurring services: Set up recurring links to collect regular fees with minimal effort.

Trust Matters — And Payment Links Deliver

Customers care about security as much as speed. The best Payment Link solutions use bank-grade encryption, PCI DSS compliance, and multi-layer fraud checks. For your customer, it feels just like paying through a trusted checkout page — because that’s exactly what it is, behind the scenes.

Smooth Experience, Stronger Cash Flow

Here’s where the real win happens: when your payment process is this effortless, your cash flow doesn’t get stuck in emails, paper trails, or late reminders. Faster payments mean steadier cash in your accounts. No extra hardware, no complex tech — just a simple link that works.

A Small Step, A Big Impression

Customers notice businesses that make their lives easier. Sending a Payment Link is a small detail, but it leaves a big impression: you’re flexible, modern, and you respect their time. That’s the kind of silent service that keeps people coming back — and recommending you.

The Bottom Line

Payment Links aren’t just a feature — they’re a sign that you’re serious about removing barriers between you and your customers’ wallets. In a world where every tap counts, that’s the kind of shortcut your business can’t afford to skip.

Ready to upgrade how you get paid? Make it as easy as sending a link — and watch how much smoother business becomes.

https://foloosi.com/business-funding

Business Finance: The Lifeline of Every Business

When you think about what makes a business run, ideas, people, and products might come to mind. But behind all of these is something powerful and essential: business finance. Money is the lifeline that keeps a business alive — helping it start, grow, survive tough times, and expand into something bigger.

In this blog, let’s break down what business finance really means, why it matters so much, what areas it covers, and how businesses — big or small — can manage their money wisely.

What is Business Finance?

Business finance is all about managing a company’s money. It covers how a business gets money (funding), uses money (spending and investing), and protects money (saving and planning) to keep the business healthy.

Think of it like this: if you run a shop, you need money to buy your products, pay rent, pay your staff, advertise, and maybe buy better equipment later. Business finance is the planning and process behind all these money decisions.

Why is Business Finance Important?

Good finance management can be the difference between success and failure. Even the best ideas can fail if there’s no money to back them up. Here are some key reasons why business finance matters so much:

Starting Up:

Without enough money, a business cannot open its doors. Finance helps cover startup costs like buying stock, renting space, getting licenses, and setting up marketing.

Daily Operations:

Everyday expenses like salaries, bills, supplies, and maintenance must be paid. Having enough working capital — the money needed to run daily tasks — is crucial.

Growth and Expansion:

Want to open a new branch, launch a new product, or upgrade equipment? You’ll need finance. Smart investments help a business grow stronger.

Dealing with Risks:

Markets can change overnight. Good financial planning helps businesses stay prepared for slow sales, unexpected repairs, or other challenges.

Building Trust:

Investors, banks, and partners feel confident about supporting a business that manages its money well.

Where Does Business Finance Come From?

Businesses can get money from different sources, depending on their size, stage, and goals. The main sources include:

✅ Own Savings:

Many small businesses begin with the owner’s personal savings.

✅ Family & Friends:

A common early funding source — usually informal loans.

✅ Bank Loans:

Businesses can apply for loans to cover specific needs like buying machinery or expanding to new locations.

✅ Investors:

This could be angel investors, venture capitalists, or even crowdfunding platforms. Investors give money in exchange for a share in the company.

✅ Profits:

The healthiest source of money is the profit the business makes. A profitable business can reinvest in itself without borrowing.

Key Areas of Business Finance

Let’s look at the main areas where businesses manage their finances:

Financial Planning:

Setting budgets, predicting future income and expenses, and deciding where to spend or save.

Bookkeeping & Accounting:

Tracking every rupee, dollar, or dirham that comes in or goes out. Good records mean you know exactly how healthy the business is.

Cash Flow Management:

This is about ensuring there’s enough money to pay bills on time. Even profitable businesses can fail if cash flow runs dry.

Investment Decisions:

Choosing where to spend money to get the best returns — whether it’s buying new equipment, hiring staff, or launching new products.

Managing Debt:

Loans can help a business grow faster, but they come with risks. It’s important to borrow wisely and pay back on time.

Tips to Manage Business Finance Well

Here are a few simple but powerful tips that help businesses stay financially healthy:

✔️ Create a Realistic Budget:

Plan how much money you expect to earn and spend. Stick to it and adjust when needed.

✔️ Keep Personal and Business Finances Separate:

Mixing them can lead to confusion and mistakes.

✔️ Use Technology:

Accounting software can make tracking expenses, sales, and profits easier.

✔️ Build an Emergency Fund:

Always have money set aside for unexpected costs.

✔️ Get Professional Advice:

When in doubt, consult an accountant or financial advisor.

Final Thoughts

No matter how great your product or service is, poor financial management can bring down your business faster than anything else. On the other hand, smart financial decisions can help even a small business grow into something much bigger.

Business finance isn’t just for accountants — it’s something every business owner needs to understand, even at a basic level. The more you learn about it, the stronger and safer your business will be.

So, whether you’re a startup founder, a freelancer, or the owner of a growing company, keep your finances organised, plan ahead, and never stop learning about how to manage your money better.

Ready to build a business that’s financially strong and future-ready? Start today — plan smart, spend wisely, and watch your business thrive! 💡✨

Share a payment link in seconds

If you’re running a business today — whether you’re a freelancer, café owner, event planner, tutor, or even a home baker — you know how tiring it can be to chase payments. Bank details, complicated invoices, cash reminders — all of it takes up time and energy you’d rather spend on actually doing what you love.

That’s where a simple Paylink changes everything. With just a few clicks, you can create a unique link, send it by SMS, WhatsApp, email, or even add it to your website or Instagram bio — and let your customers pay you on the spot. It works whether you’re sending it to one person or a hundred.

No more asking “Did you get my bank details?” or “When will you transfer the money?” Just share the link and your customer pays in seconds with their card, mobile wallet, or whatever works best for them. It’s fast for them, and even faster for you.

Here’s what makes a Paylink so powerful for your business:

✅ Instant payment collection — Send it and get paid immediately, no more days of waiting.

✅ No hidden fees — Forget surprise charges or setup costs. You only pay a small transaction fee when you get paid.

✅ Safe & secure — End-to-end encrypted payments give you and your customers peace of mind.

✅ Works for anything — Big invoices, tiny orders, repeat payments — it all works.

✅ Track it easily — See who paid and who didn’t in one simple dashboard.

✅ Perfect for remote selling — Deliver services, sell products, or collect donations — all without needing a physical POS machine or a fancy website.

Picture this: You’re a freelance graphic designer finishing up a project. Instead of chasing your client for a bank transfer, you send a Paylink by WhatsApp. They click, pay, and you get a notification that your money’s in — done!

Or imagine you run a small café that does custom cakes. Someone DMs you on Instagram asking for a birthday cake for next week. You confirm the order, send them a Paylink, and they pay the deposit immediately — no more “Will they show up?” worries.

It’s that simple.

And it doesn’t matter if you’re a solo business, a growing startup, or a busy team with dozens of orders every day. Paylinks scale with you. Use them for one-off sales or build them into your regular payment process.

No website? No problem. You don’t need one. A Paylink works as your instant online checkout — your own mini payment page that does all the heavy lifting for you.

Here’s how it works:

1️⃣ Create a Paylink in seconds.

2️⃣ Share it anywhere — text, email, social, QR code.

3️⃣ Customer clicks and pays securely.

4️⃣ You get your money directly in your account.

No technical skills, no fancy setup, no hidden traps. Just a modern way to get paid faster, with less effort.

So, why wait? Stop wasting time on late payments, messy cash, or endless bank instructions. Start using Paylinks and watch how quickly your cash flow improves.

💡 Ready to get started? Create your first Paylink today — and see how easy it is to get paid, your way.

✅ No setup fees. No hidden costs. Just simple, secure payments — whenever you need them.

Try it out - https://foloosi.com/payment-links-in-uae

https://foloosi.com/point-of-sales-software-uae

10 Best Point of Sale Software in UAE (2025)

Choosing the right Point of Sale (POS) software in the UAE can feel like a big decision—especially when you're managing daily operations, staff, and customers all at once. With so many options available, it's not just about billing anymore. Today’s POS systems can help you track inventory, manage sales, accept different types of payments (including card, cash, wallets, and more), and even generate real-time reports. Whether you run a busy salon in Dubai, a food truck in Sharjah, or a boutique in Abu Dhabi, a reliable POS system can save time, reduce errors, and make life easier. In this blog, we’ve handpicked 15 of the best POS software options in the UAE to help you find one that fits your business perfectly

How Does POS Software Work for Cafeterias and Restaurants in the UAE?

In the UAE’s fast-paced food industry, using a modern POS system is almost a must. Whether you're managing a busy café in Abu Dhabi or a small restaurant in Sharjah, a POS system helps simplify your day-to-day tasks.

Here’s how it works:

Orders are taken digitally and sent directly to the kitchen, so chefs can get started right away—no mix-ups or delays.

Payments are quick and smooth, whether your customer prefers card, mobile wallets like Apple Pay or Samsung Pay, or cash.

You can track inventory in real-time, get low stock alerts, and reorder ingredients before they run out.

Table management features help you assign tables, monitor seating, and manage reservations efficiently.

Reports and insights give you a clear picture of your business, helping you make better decisions.

Key POS Features for Cafeterias and Restaurants in the UAE

Here are the features that really make a difference for local food businesses:

Digital Menus – Let customers view and customize their orders from a tablet or mobile device, reducing queues and improving service.

Kitchen Integration – Orders go straight to the kitchen screen or printer, so cooking starts immediately.

Real-Time Inventory Tracking – Never run out of supplies during peak hours. Keep tabs on stock as you go.

Payment Processing – Accept payments via card, cash, or contactless methods. It’s quick, secure, and customer-friendly.

Table Management – Track reservations, assign tables, and avoid service delays with smooth seating coordination.

Reporting and Analytics – See what’s working and what’s not—get data on top-selling dishes, peak times, and more.

Order Customization – From extra toppings to dietary needs, customers can add special requests with ease.

Mobile and Contactless Payments – Speed up checkout with tap-to-pay, mobile wallets, or QR codes.

1. Foloosi POS

Foloosi is one of the best POS and payment solution providers in the UAE, trusted by thousands of merchants across various industries. Designed to simplify how businesses accept payments and manage operations, Foloosi offers a complete all-in-one system that’s smart, reliable, and easy to use.

Foloosi POS Features:

User-friendly billing and checkout system

Integrated digital menu and kitchen display

Accepts card payments, QR, and Tap on Phone

Real-time inventory and order tracking

Supports refunds, discounts, and split payments

Perfect for restaurants, grocery stores, and mobile businesses. Plus, it works beautifully with other Foloosi services like pay links and payment gateway.

2. Cloudscape POS

Cloudscape is a UAE-based tech provider with reliable software for restaurants, retail stores, and salons. Their POS is cloud-based, meaning you can access your reports and sales from anywhere.

Cloudscape POS Features:

Easy-to-use interface

Works offline and online

Table management and KOT for restaurants

Stock and customer management

Daily sales reports and analytics

Ideal for businesses that want both simplicity and smart features.

3. POSRocket

POSRocket is a modern cloud-based POS platform, originally from Jordan but widely used across the UAE. It's popular with small businesses and cafés.

POSRocket POS Features:

Smart dashboard with sales insights

Inventory and employee management

Works on iPads

Multi-store support

Real-time access to reports

A great fit for fast-growing cafés and retail chains looking for flexibility.

4. Vend POS (by Lightspeed)

Vend, now part of Lightspeed, is a global POS software used by many retailers in the UAE. It’s perfect for boutiques, electronics shops, and supermarkets.

Vend POS Features:

Barcode scanning and quick checkout

Inventory sync across stores

Customer loyalty tools

Works offline too

Integration with accounting and eCommerce tools

Great for retail stores that want powerful tools with a clean layout.

5. iPOS

iPOS is a UAE-based POS solution built especially for restaurants, coffee shops, and food trucks. They focus on making the billing and kitchen process smoother.

iPOS Features:

Table layout and order taking

Kitchen printing and KOT support

Multiple payment methods

Delivery order management

Daily sales reports

If you run a food business, iPOS is a reliable and cost-effective solution.

6. Loyverse POS

Loyverse is a free POS software that works well in the UAE for small shops and cafés. It’s cloud-based and can be used with a smartphone or tablet.

Loyverse POS Features:

Sales and inventory tracking

Customer loyalty programs

Kitchen display system

Employee management

Free to use with optional upgrades

Perfect for small businesses just getting started.

7. Odoo POS

Odoo is a full business suite with everything from CRM to accounting — and yes, a powerful POS system. It’s flexible, open-source, and customizable.

Odoo POS Features:

Integrated with inventory, CRM, and accounting

Real-time stock updates

Works online and offline

Loyalty programs and discount options

Multi-store support

Ideal for medium to large businesses needing an all-in-one system.

8. BIM POS

BIM POS is a regional leader in hospitality and retail point-of-sale solutions, with a strong presence in the UAE and the Middle East. They offer customized POS systems built specifically for restaurants, cafés, nightclubs, and retail stores, making operations smoother and more efficient.

BIM POS Features:

Advanced restaurant table management and billing

Kitchen Display System (KDS) and order tracking

Inventory and recipe management

Supports delivery, dine-in, and takeaway orders

Real-time sales reporting and analytics

9. Retail Pro

Retail Pro is a global leader in retail POS systems and has a strong presence in the UAE. It’s best for big retail chains and stores that need deep features.

Retail Pro POS Features:

Advanced inventory and promotions

Omnichannel capabilities

Role-based user access

Works on mobile and desktop

Supports regional compliance

Great for electronics, clothing, and large department stores.

10. Foodics POS

Foodics is a Saudi-born company that has become a favorite in the UAE’s food and beverage world. They focus on restaurants, coffee shops, and QSRs.

Foodics POS Features:

Order taking, delivery, and kitchen management

Inventory and recipe costing

Loyalty programs

Business dashboard

Works in Arabic and English

Ideal for restaurant chains that need detailed tracking and reports.

How to Pick the Right Payment Gateway: A Smart Guide for Growing Businesses

Running a business today means giving your customers what they want: fast, secure, and hassle-free payments. Whether you’re selling handmade candles online or managing a busy retail store, having the right payment gateway is the backbone of your checkout process. But with so many options in the market, how do you know which one is best for you?

In this blog, let’s unpack what you really need to know about payment gateways — plus a few mistakes to avoid and smart tips to help you choose the right one.

What Exactly is a Payment Gateway?

A payment gateway is the technology that securely transfers payment data from your customer to your bank. Think of it as the cash register of the digital world. It authorizes payments, encrypts sensitive data like card details, and makes sure your money safely lands in your account.

Without a gateway, your online store or mobile app can’t accept digital payments. It’s that simple.

Why the Right Payment Gateway Matters

It’s tempting to pick the cheapest or fastest option. But your payment gateway directly impacts your:

Sales: A smooth checkout boosts customer confidence and reduces abandoned carts.

Cash Flow: Fast settlement keeps your money moving so you can manage your business expenses.

Security: A trusted gateway reduces fraud risk and protects sensitive data.

Customer Trust: People are more likely to buy from you again if they feel safe paying you.

In short, it’s not just a tech tool — it’s your silent business partner.

Mistakes Businesses Make When Choosing a Payment Gateway

Let’s save you some headaches. Here are common mistakes to avoid:

❌ Choosing the Cheapest Gateway Blindly: Low fees are nice, but check the hidden charges too — like setup fees, refund fees, or high cross-border transaction costs.

❌ Ignoring Mobile Payments: Many people shop on their phones. A clunky, desktop-only checkout is a big turnoff.

❌ Not Checking Settlement Times: Some gateways hold your money longer than others. Slow payouts can choke your cash flow.

❌ Skipping Security Checks: Not every gateway is PCI DSS compliant. If there’s a security breach, it’s your reputation on the line.

❌ Overlooking Customer Support: When a transaction fails, you’ll want quick help. 24/7 support can be a lifesaver.

Must-Have Features in a Modern Payment Gateway

Before signing up, check that your payment gateway offers:

✅ Multiple Payment Methods: Cards, wallets, bank transfers — give your customers options.

✅ Seamless Integration: Easy plugins or APIs for your website, app, or point-of-sale system.

✅ Mobile-Friendly Checkout: Clean, responsive design that works perfectly on phones.

✅ Strong Fraud Protection: Built-in tools to flag suspicious activity and protect your business.

✅ Clear Reports: Access to easy-to-read transaction reports for smooth bookkeeping.

✅ Reliable Support: 24/7 live chat, phone, or email support.

✅ International Payments: If you sell globally, make sure your gateway supports multiple currencies.

How to Choose the Best Payment Gateway for You

Here’s a quick checklist:

1️⃣ Understand Your Customers: Where are they? What payment methods do they prefer? For example, in the UAE, many people use cards and mobile wallets.

2️⃣ Compare Fees: Look beyond transaction fees — check for hidden costs like refunds, chargebacks, or monthly fees.

3️⃣ Read Reviews: Check other businesses’ experiences. Are payouts on time? Is support helpful?

4️⃣ Test the User Experience: Try a demo or sandbox version. Does the checkout feel smooth?

5️⃣ Check Settlement Period: How soon will your money reach your account?

6️⃣ Ensure Compliance: Your gateway should follow PCI DSS and local data protection laws.

7️⃣ Talk to Sales Reps: Good providers will explain features, answer questions, and help you understand your contract.

Top Payment Gateways to Explore

Depending on where you operate, here are some trusted options:

PayPal & Stripe: Popular for global businesses and easy to integrate.

Square: Great for in-person and online sales.

Authorize.Net: Known for strong security features.

Local Players: In the UAE, Foloosi, Telr, and PayTabs offer robust local support and features tailored for the region.

Tips for a Smooth Payment Experience

💡 Offer Multiple Payment Options: Not everyone likes cards — some prefer wallets or bank transfers.

💡 Keep the Checkout Simple: Fewer clicks = higher conversions.

💡 Display Security Badges: Let customers know their data is safe.

💡 Communicate Clearly: Show clear error messages if something goes wrong.

💡 Test Regularly: Tech glitches happen — check your payment flow often.

Final Takeaway

Your payment gateway does more than process money — it protects your brand’s reputation, keeps customers happy, and helps your business grow. Take your time to compare options, read the fine print, and choose a solution that grows with you.

Remember: an excellent payment experience can be the reason a customer buys from you again — and tells their friends too.

So choose wisely, stay secure, and make getting paid the easiest part of your business!

Ready to find the perfect payment gateway? Start comparing today and keep your business moving forward — securely and smoothly.

Why a Good Payment Gateway Can Transform Your Business

Imagine this: A customer is about to buy from your online store. They’ve found what they want, added it to their cart, and they’re ready to pay. But when they reach your checkout page, things feel clunky. The card form looks outdated, it takes forever to load, and they’re not sure it’s secure. They hesitate, they second-guess… and they leave.

This is more common than you’d think. In fact, studies show that **more than 60% of shoppers abandon their carts**, often because of poor payment experiences. The solution? A smooth, trustworthy payment gateway that makes paying quick, simple, and secure.

### **What Makes a Payment Gateway So Important?**

A payment gateway is the silent workhorse behind every successful online payment. It’s the technology that connects your website or app with your customer’s bank and securely moves the money to your account. But it does more than just “process payments.”

A great payment gateway can:

* Build **trust** with your customers

* Reduce abandoned carts

* Help you accept multiple payment methods

* Protect your business from fraud

* Speed up your cash flow

In short, it’s one of the most important tools for growing your online or in-store business.

### **Different Ways a Payment Gateway Can Help You Grow**

Let’s break down some real-life ways a payment gateway can actually help you earn more and keep customers happy.

#### ✅ **1. More Ways to Pay = More Sales**

Today’s shoppers have options. Some love using their credit cards. Others prefer Apple Pay or Google Pay. Some want to use a local wallet or a “Buy Now, Pay Later” option. If you can’t offer what they want, they’ll find a shop that does.

A good payment gateway gives you flexibility — you can offer cards, digital wallets, local methods, even subscriptions — all in one place. This means you don’t lose a sale just because you can’t take your customer’s favorite way to pay.

#### ✅ **2. Safe Payments Build Customer Confidence**

When customers hand over their card details online, trust is everything. A good gateway uses encryption, fraud detection, and complies with PCI DSS standards. These are all fancy ways of saying: it keeps your customer’s data safe.

This not only protects you from fraud but also reassures your customers that their money and information are in good hands. The result? More repeat purchases and better reviews.

---

#### ✅ **3. Faster Money in Your Account**

Many small businesses worry about cash flow. If it takes days or weeks to get your money after a sale, it can be hard to pay suppliers or reinvest in your business.

Modern gateways settle your money quickly — sometimes the next day — so you have the cash you need to run your business smoothly.

#### ✅ **4. Expansion Made Simple**

Dreaming of selling outside your city or even your country? A good payment gateway can help you go global. Some gateways accept multiple currencies and local payment methods from different countries. This means someone in Dubai, London, or New York can pay you in seconds — no complicated bank trips needed.

### **What to Consider Before Choosing a Payment Gateway**

Not all payment gateways are the same. Some come with hidden fees, complicated setups, or poor support. Here are a few smart questions to ask:

🔍 **Is it easy to set up?** — Look for simple plugins or APIs that connect with your website or app without needing a developer for every small change.

🔍 **Are the fees clear?** — Check for setup fees, monthly charges, or per-transaction costs. Make sure you know exactly what you’ll pay.

🔍 **What payment methods are supported?** — Cards, wallets, pay later, local methods — choose what fits your customers.

🔍 **How fast do you get your money?** — Faster settlements mean healthier cash flow.

🔍 **Is there 24/7 support?** — If there’s an issue with payments, you want help right away.

### **A Quick Example: How One Small Business Did It**

Let’s say you run a small coffee shop in the UAE. You decide to start online ordering for takeaway. You sign up for a local payment gateway that supports cards, Apple Pay, and Google Pay.

Customers love the convenience — they order ahead, pay in seconds, and pick up their coffee without waiting in line. You get paid instantly, your sales grow, and your staff spends less time handling cash at the counter.

All because you added a simple, secure payment gateway.

### **How to Get Started**

If you’re new to online payments, here’s a quick roadmap:

1️⃣ Research local gateways in your region. Popular names in the UAE, for example, include Foloosi, Telr, PayTabs, and CCAvenue.

2️⃣ Compare setup costs, payment options, and support.

3️⃣ Test it! Do a few sample transactions to check how smooth the experience is for your customers.

4️⃣ Promote your new payment options — let customers know it’s easy and safe to buy from you online.

### **Final Thoughts**

In the end, a payment gateway is more than just a piece of software — it’s the key to unlocking sales and trust in the digital age. Whether you run a big online store, a small local shop, or a service-based business, making payments easy can turn visitors into loyal customers.

So don’t treat it as an afterthought. Take the time to choose a gateway that fits your needs, test it well, and give your customers a smooth, secure checkout they’ll love coming back to.

💡 Ready to boost your sales? https://foloosi.com/payment-gateway-in-uae

The Ultimate Guide to Payment Gateways: How They Work and Why Your Business Needs One

In today’s digital-first world, having a smooth, secure way to accept payments online isn’t a luxury — it’s a must-have. Whether you run a small online store, a growing café, or a service business that wants to take payments remotely, a **payment gateway** is the bridge that connects your customer to your bank account, safely and instantly.

But what exactly *is* a payment gateway, how does it work, and what should you look for when choosing one? Let’s break it down in simple terms.

What is a Payment Gateway?

A payment gateway is like a digital cashier for your business. When a customer decides to buy something on your website or app, the gateway securely processes their payment details — whether they’re using a credit card, debit card, digital wallet, or even local payment methods. It makes sure the money goes from the customer’s bank to yours safely and quickly.

Think of it as the invisible layer that keeps your customer’s card data safe while making sure you get paid without hassle.

How Does a Payment Gateway Work?

Here’s a quick step-by-step look at what happens when someone clicks “Pay Now”:

1️⃣ **Customer enters payment details:** They choose their card or wallet and fill in the details.

2️⃣ **Data is encrypted:** The gateway encrypts this information, turning it into secure code so no one else can steal it.

3️⃣ **Authorization:** The gateway sends this info to the customer’s bank to check if they have enough money and if the card is valid.

4️⃣ **Transaction approval:** If all looks good, the bank approves it.

5️⃣ **Payment confirmation:** The payment gateway sends a confirmation to your website or app.

6️⃣ **Settlement:** The money moves from the customer’s bank to your merchant account.

All of this happens in seconds — and your customer sees a smooth checkout while you get paid behind the scenes.

Why Do Businesses Need a Payment Gateway?

✅ **Security:** A payment gateway protects sensitive customer data using strong encryption and fraud detection tools. Without it, you’d have to handle card numbers and bank details directly — which is risky and against PCI DSS rules.

✅ **Trust:** Customers feel safe knowing their payments are handled by a trusted gateway. This means more completed checkouts and fewer abandoned carts.

✅ **Convenience:** A good payment gateway lets you accept multiple payment options — cards, wallets, local methods, even buy-now-pay-later. This flexibility helps you reach more customers.

✅ **Faster Payments:** Modern gateways settle funds quickly, so your cash flow stays healthy and you can focus on running your business.

✅ **Global Reach:** Many gateways let you accept payments from customers worldwide, expanding your market without extra effort.

Features to Look For in a Good Payment Gateway

Not all payment gateways are the same. Here are a few things to keep in mind when choosing one:

✔️ **Easy Integration:** It should be easy to plug into your website, app, or POS system — even if you’re not a tech expert.

✔️ **Multiple Payment Methods:** Look for one that supports cards, wallets, local payment options, and recurring billing if needed.

✔️ **Strong Security:** Ensure it’s PCI DSS compliant, offers fraud detection, and has encryption built in.

✔️ **Transparent Fees:** Understand the pricing — are there setup fees, monthly charges, or only per-transaction fees? Pick what suits your business best.

✔️ **Customer Support:** 24/7 support can save you a lot of headaches if something goes wrong.

✔️ **Quick Settlements:** The faster you get your money, the better for your cash flow.

Payment Gateways in the UAE

If you’re in the UAE, you’re in one of the fastest-growing regions for digital payments. Customers love using cards, mobile wallets like Apple Pay, and local options. Having a gateway that supports regional payment methods can really help you stand out and keep customers coming back.

Many UAE-based payment gateways, like **Foloosi**, **Telr**, and **PayTabs**, focus on local businesses with easy integration, strong security, and competitive fees — so you can go live quickly without huge upfront costs.

Tips for Using a Payment Gateway Smoothly

👉 **Communicate Clearly:** Make sure your checkout page is simple and explains accepted payment methods upfront.

👉 **Keep it Secure:** Always keep your website updated and use SSL certificates to protect customer data.

👉 **Test the Flow:** Do test transactions to see if your checkout works smoothly — no one likes payment errors.

👉 **Offer Multiple Options:** Give customers a choice — credit cards, wallets, pay later — so they can pick what works best for them.

Final Thoughts

A payment gateway is more than just a tech tool — it’s the trust factor that keeps your money flowing and your customers happy. As more people shop online or prefer digital payments even in-store, having a reliable, secure, and flexible payment gateway can set you apart from competitors and open new doors for growth.

So if you haven’t done it yet, maybe now is the best time to take that step. Pick a gateway that understands your market, supports your business goals, and gives your customers the safe, smooth payment experience they expect.

💡 Ready to get started?** Find the payment gateway that fits your business and start accepting payments the smart, secure way — today!

Tap on Phone in UAE: The Future of Payments in Your Pocket

[ In a country that embraces innovation like the UAE, it’s no surprise that even the way we accept payments is going smart, fast, and contactless. One of the most exciting developments? Tap on Phone — a technology that allows businesses to accept card payments directly on their smartphones. No machines, no wires, no extra hardware. Just tap and done.What is Tap on Phone?Tap on Phone turns your smartphone into a portable POS (Point of Sale) terminal. Using NFC (Near Field Communication) technology, it allows customers to tap their contactless cards, phones, or smartwatches right on your device to make a payment.It’s secure, fast, and doesn’t need any dongles or traditional card machines.Why UAE Businesses Are Adopting It FastThe UAE is known for its quick adoption of fintech, and Tap on Phone is catching on with:Cafeterias and food trucks that want to accept cards without bulky machinesDelivery agents and freelancers who move around and need flexible payment solutionsPop-up stores, kiosks, and events that need instant setupsStartups and SMEs looking to reduce costs on hardware and maintenanceBenefits of Tap on Phone**✔** Zero hardware cost**✔** Quick onboarding**✔** PCI DSS-compliant and secure**✔** Perfect for on-the-go sales**✔** Great for businesses of all sizesFoloosi Makes It Even EasierWith Foloosi’s Tap on Phone, UAE businesses can start accepting payments in just minutes — using nothing but their phone. It’s built for simplicity, security, and speed, so you can focus on running your business, not chasing payments.🚀 Start accepting payments today — right from your phone.👉 Try Tap on Phone with Foloosi - https://foloosi.com/tap-to-phone

Tap on Phone: The UAE’s New Payment Superpower

Imagine this: a street vendor in Sharjah, a café in Abu Dhabi, or a freelance photographer in Dubai—each accepting card payments instantly using just their mobile phone. No machines, no wires, no hassle. Welcome to the world of Tap on Phone, the technology that’s changing how payments happen in the UAE.

So, what is Tap on Phone?

In simple words, Tap on Phone turns any NFC-enabled smartphone into a payment terminal. That means businesses—big or small—can accept card payments just by downloading an app. No card machines. No cables. Just a tap.

In the UAE, where mobile-first tech is booming and convenience is king, this trend is more than just cool—it’s essential.

Why is it a game-changer for UAE businesses?

Let’s be real—UAE is fast-paced. Customers expect everything to be quick, smooth, and digital. Here’s where Tap on Phone fits in beautifully:

✅ Instant setup: No need to buy a POS device. Just install, verify, and go live.

✅ Perfect for small vendors: Whether you're selling coffee at JBR or hand-crafted goods in Al Ain, you can start accepting cards with just your phone.

✅ Ideal for delivery & home services: Plumbers, food delivery staff, or salon-at-home professionals—everyone can get paid right at the doorstep.

✅ No monthly fees: Many providers in the UAE offer zero monthly charges, perfect for startups and freelancers.

But… is it safe?

Absolutely. Tap on Phone solutions in the UAE are PCI-DSS compliant, use tokenization, and follow strict EMV standards. That means your customer’s card data is encrypted and never stored on your phone. It's secure, smart, and trusted by major banks and fintech players.

Who’s using it in the UAE already?

From small kiosks in Deira to trendy pop-ups in Yas Mall, Tap on Phone is quickly becoming the go-to choice. Companies like Foloosi have made this tech super accessible—even for merchants who’ve never used card payments before.

Final thoughts: One tap is all it takes

UAE businesses thrive on innovation—and Tap on Phone is exactly that. It empowers you to say goodbye to bulky machines and hello to smooth, contactless, instant payments. Whether you're in Sharjah souks or Dubai Marina, if you’ve got a phone, you’ve got a payment solution in your pocket.

So go ahead—tap, get paid, and grow your business.

Try it with foloosi - https://foloosi.com/tap-to-phone

Tap on Phone: The Future of Payments Is Already in Your Hand

In today’s fast-paced world, businesses are all about speed, simplicity, and convenience. Whether you're running a food truck, managing a pop-up store, or delivering goods across town, one thing remains key—getting paid quickly and securely.

Enter: Tap on Phone.

What Is Tap on Phone?

Imagine accepting card payments without a machine. No extra device. No wires. No dongles.

Just your smartphone.

Tap on Phone is a smart solution that allows merchants to accept contactless card payments directly on their Android phone—turning it into a full-blown payment terminal. It’s perfect for small businesses, freelancers, and anyone on the go.

How Does It Work?

It’s as easy as it sounds:

Download the app on your Android phone.

Register and set up your merchant profile.

Ask the customer to tap their contactless card or phone (Google Pay, Apple Pay, etc.) on the back of your device.

Payment is processed instantly.

No swiping, no typing, no terminals—just tap.

Why Do Businesses Love It?

✅ No hardware needed – Save money and space ✅ Fast setup – Get started in minutes ✅ Safe and secure – Fully encrypted and PCI-compliant ✅ Perfect for mobility – Great for events, deliveries, and outdoor sales ✅ UAE-ready – Built to support local businesses with seamless integration

Who Is It For?

Cafeterias, salons, and retail stores

Market stalls and pop-up shops

Freelancers, consultants, and service professionals

Delivery drivers and small teams

Basically, if you’ve got a phone and customers—you’re ready to accept payments.

Ready to Tap into the Future?

With Foloosi’s Tap on Phone, you can accept payments anywhere, anytime—right from your pocket. It’s time to ditch the bulky machines and go fully mobile.

👉 Start Now with Tap on Phone - https://foloosi.com/tap-to-phone

10 Must-Have Payment Gateway Features to Increase sales

The best payment gateway is often the final and most critical touchpoint between your customer and your revenue. A seamless, secure checkout experience doesn’t just complete an online payment—it builds trust, enhances your brand reputation, and increases the chance of repeat business. As digital transactions rapidly become the norm, businesses must invest in payment gateway integrations that go beyond basic processing.

Today’s customers expect multiple payment options, including credit/debit cards, digital wallets, UPI, and even Buy Now Pay Later, all accessible through mobile-friendly payment systems. To stay ahead, your business needs a gateway that delivers speed, secure online payments, and user convenience—because in a competitive market, your online payment experience can be the reason someone chooses you over the rest.

Why are payment gateway features important for sales ?

When it comes to online shopping, the payment process can make or break the sale. A secure payment gateway with features like fast checkout, saved cards, and mobile payment support creates a smooth experience that encourages customers to complete their purchase. On the other hand, a complicated or slow process can lead to abandoned carts—even if the product is perfect. Features like multiple payment options, digital wallets, and credit cards give users the freedom to choose how they pay, which builds trust and increases the chance of successful transactions.

The right payment gateway features directly impact sales growth by improving user experience and reducing friction. Think of it like this—if a customer can pay in one click, they’re more likely to come back. Features like real-time payment tracking, one-tap mobile checkout, and smart error handling reduce frustration and build confidence. Across the world—and especially in dynamic markets like the UAE—businesses are seeing higher conversions simply by offering fast, secure, and flexible online payment solutions. The best payment gateways today are those that support global scalability while catering to local preferences, helping businesses grow smarter in every country they serve.

According to recent studies, nearly 69.57% of online carts are abandoned, and one of the biggest reasons is a poor or complicated payment process. The moment customers face friction—whether it's limited payment options, slow loading, or security concerns—they hesitate, and that hesitation costs sales. It shows that 18% of users abandon purchases due to long or confusing checkout steps. But when businesses use features like one-click checkout, multiple payment methods, and mobile responsiveness, the conversion rate can increase by up to 35%. It’s not just about accepting payments anymore—it’s about creating a moment that feels smooth, safe, and fast.

In this blog, we cover the top 10 features your payment gateway should have to drive higher conversions and sustainable sales growth.

1. Scalable as You Grow

Today, you may have 100 orders a month. Tomorrow, it could be 10,000. Your gateway should grow with you—supporting high volumes, new markets, and global currencies.

Why it matters: You won’t need to switch providers later and disrupt your flow.

2. Saved Cards for Returning Customers

Make it easier for repeat customers by letting them save their card details securely (with tokenization). No need to enter the same info again.

Why it matters: Faster repeat purchases = more loyal customers = higher lifetime value.

3. Custom Branding on Checkout Page

Your checkout page shouldn’t look like it belongs to someone else. Use your logo, colors, and even a custom thank-you message.

Why it matters: Branded checkout builds customer confidence and trust in your business.

4. One-Tap Pay Links

Let users pay without even visiting your website. Share a direct pay link via WhatsApp, SMS, or email.

Why it matters: The easier it is to pay, the faster they buy.

5. Multi-Currency Checkout for International Buyers

If you ship globally, let customers pay in their own currency and see prices in real time based on exchange rates.

Why it matters: Less confusion = more global customers converting.

6. Instant Settlement for Businesses

You shouldn’t have to wait days to receive your money. A good gateway offers quick settlement cycles—sometimes even the same day.

Why it matters: Faster cash flow helps you restock, invest, and grow your business faster.

7. Integrated Tax & VAT Calculations

In UAE, VAT is a must. Your gateway should automatically calculate and display VAT/GST to keep things transparent.

Why it matters: No surprises for customers, and smooth reporting for your business.

8. Plug-and-Play for Marketplaces

If you run a marketplace, your gateway should allow split payments between you and your sellers instantly.

Why it matters: Smooth seller payouts increase platform trust and attract more vendors.

9. API for Custom Features

Want to build something unique? A flexible gateway should offer developer-friendly APIs to create custom workflows.

Why it matters: You don’t need to compromise on what your business needs.

10. Voice-Enabled Checkout (for Mobile Users)

Allow users to say card details or OTP with voice if they're hands-free

Why it matters: Adds accessibility and is perfect for on-the-go shoppers.

Conclusion:

A great product deserves a great payment experience. By including these 10 powerful features in your payment gateway, you’ll not only build trust and simplify payments, but also turn more visitors into paying customers.

Whether it's offering multiple payment options, ensuring top-notch security, or giving instant confirmations—each feature works together to make your checkout process a revenue booster.

If you're looking for a reliable and feature-rich gateway that’s made to increase sales, Foloosi brings it all in one smart solution. With a seamless user experience and tools built for businesses in the UAE and beyond, Foloosi helps you get paid faster and smarter.

Find the Right Payment gateway in the UAE for your Business

Payment gateways are organisation that provides technology infrastructure to route and facilitate processing of an online payment transactionPayment gateways are the services that authorise credit card payments for online and offline businesses. It is the equivalent of a physical point-of-sale (POS) terminal in a shop or restaurant. It lets your customer submit their credit/debit card details and then securely passes this information from the customer to the merchant and then between the merchant and the bank.Technologies that help merchants receive payments from their clients are called payment gateways. These are usually third-party payment processors and can be used for transactions on physical stores and online marketplaces A payment gateway service can be provided by banks directly or a payment service provider authorised by a bank.# How Payment Gateway Works?# The following are the basic steps showing how an online payment gateway works.Step 1: A customer places their order makes a purchase from merchant’s website by clicking the Submit or Checkout button Step 2: Once the customer enters the details, the website or the e-commerce platform takes the customer to a payment gateway to fill in the relevant information about the card(debit/credit) they are using to pay.Step 3: The payment gateway then takes the user directly to the page of the issuing bank or a 3D secure page, asking for the transaction to be authorised by entering the OTP Step 4: The bank will check whether the customer have enough fund balance on their account credit/debit card to process the payment Step 5: The payment gateway sends encrypted card information to the card scheme to process the transactionStep 6: Once the card scheme confirmed the transaction “YES” or “No” The payment gateway respond back to the merchant based on the response from the card scheme to the merchant website to complete the transaction Step 7: The acquiring bank will settle the amount to the merchant with the payment gateway The whole process of transaction will happen in a few seconds and the settlement to the merchant will take a few days. The payment gateway holds the specified period of time to keep a margin, fraud claims or chargebacks Accepting payments via online considers different types of methods. As a merchant they can integrate with multiple payment methods such as debit card transaction, credit card transaction, Apple pay, Samsung Pay and much more# What should I check before start accepting online payments via Payment Gateway?There are a number of factors you need to check the payment gateway which includes• Is that a payment gateway available in the UAE?• Check if the entire transaction goes through HTTPS which is secured• When it comes to choosing a payment gateway, security is a major concern. It should be PCI/DSS Certified compliant as a business owner, so ensure that your payment gateway encrypts the customer card details to secure the payment• Payment gateway are always secured with fraud prevention features for their merchants account too• Check whether your payment gateway allows your shopping cart to integrate with. Now the payment gateways allow the merchants to customise their shopping cart PCI/DSS Compliance: PCI DSS refers to Payment Card Industry Data Security Standard, a list of practices for merchants accepting payment to comply. By meeting PCI DSS Compliance, businesses will improve the security of card transactions and protect cardholder info from being stolenFraud Screening tools: Many payment gateway provides merchant with the fraud/AML screening tools to secure the transaction a process that detects scams and prevents fraudsters from obtaining money or property through false means

click here — https://foloosi.com/payment-gateway-in-uae

The Ultimate Guide to How Payment Gateways Work 2025

What is a Payment Gateway and How It Works

In today’s digital world, everything is getting faster—and payments are no exception. Whether you’re shopping online, ordering food, or subscribing to your favorite OTT platform, payments happen in a blink. But behind that smooth experience is a powerful tool working silently: the payment gateway.

If you're a business owner or just curious about how online payments actually work, this blog will walk you through what a payment gateway is, how it works, and why it’s essential for your business.

What is a Payment Gateway?

A payment gateway is the technology that connects a buyer, a seller, and a bank to process payments securely. Think of it as the middleman that safely transfers your payment information from the checkout page to the bank—and then returns with a confirmation.

You use a payment gateway every time you:

Pay for something online with a card

Use UPI or a digital wallet at checkout

Subscribe to a service or app

Send money via a payment link

Without a payment gateway, none of these digital transactions could happen smoothly or securely.

How Does a Payment Gateway Work?

Let’s break it down into simple steps:

1. Customer Makes a Payment

When a customer decides to purchase a product or service, they go to the checkout page and choose a payment method—such as credit/debit card, UPI, wallet, or even Tap-to-Pay options.

2. Data Encryption

Once the customer enters their details, the payment gateway encrypts the data. This means the information is turned into a secret code that only the bank or authorized parties can read.

3. Request Sent to the Bank

The encrypted data is sent to the customer's issuing bank or payment processor for authorization. The bank checks if the transaction is genuine, if the customer has enough balance, and if all credentials match.

4. Authentication and Response

The bank authenticates the transaction using OTP, password, or biometric methods. Once verified, the bank sends a message back—either approved or declined.

5. Transaction Completion

The payment gateway receives the response and communicates it to the website or app. If approved, the payment is completed, and the customer sees a success message.

6. Settlement

In the background, the money is transferred from the customer’s bank account to the merchant’s account. This may take a few hours to a few days, depending on the payment provider.

Why Do Businesses Need a Payment Gateway?

Here’s why a payment gateway is essential for modern businesses:

✅ Security First

Payment gateways use encryption and PCI DSS compliance standards to protect customer data. This reduces the risk of fraud or theft.

✅ 24/7 Payments

Customers can pay anytime, from anywhere—no physical store or cashier required.

✅ Multiple Payment Options

Modern gateways support various methods—cards, net banking, wallets, UPI, and even international payments.

✅ Faster Checkout Experience

With saved cards and instant payments, customers enjoy a smoother checkout, increasing conversion rates.

✅ Real-time Reporting

Merchants get real-time dashboards, transaction updates, and detailed analytics to monitor business performance.

Types of Payment Gateways

Hosted Payment Gateway The customer is redirected to the gateway’s page to complete the payment. Example: PayPal, Razorpay Checkout.

Integrated Payment Gateway Payment happens on the merchant's website, providing full control over the experience. Example: Stripe, Authorize.Net.

Self-hosted Payment Gateway The business collects payment info and sends it to the gateway for processing. More complex and used by larger businesses.

Key Features to Look for in a Payment Gateway

Security compliance (like PCI-DSS)

Fast settlement time

Easy integration (API, plugins, etc.)

Tap-to-pay or mobile-ready options

Customer support and dashboard

Support for refunds and subscriptions

Who Uses a Payment Gateway?

The real question is—who doesn’t?

E-commerce websites

Mobile apps

Cafes and restaurants

Online service providers

Freelancers and creators

Travel and ticket booking platforms

If you sell anything online or offline and want to accept digital payments, you need a payment gateway.

The UAE’s Growing Digital Economy

The UAE is witnessing a major digital shift—more people are shopping online, more businesses are going cashless, and contactless payments are becoming the norm. Tap-to-Pay, QR code scanning, and payment links are now part of everyday life. For businesses in the UAE, having a reliable payment gateway isn’t just a good idea—it’s essential for growth.

Final Thoughts: The Smarter Way to Accept Payments

Setting up your own payment gateway from scratch is complex and expensive. But thanks to tech-savvy platforms already operating in the UAE, businesses don’t need to reinvent the wheel.

Solutions like Foloosi offer everything you need—from secure APIs and payment links to tap-to-phone and real-time analytics—all in one easy-to-use platform. Whether you’re just starting out or scaling up, the right payment gateway saves you time, boosts customer trust, and keeps your business ready for the future.

So if you’re ready to make your payments smarter, simpler, and more secure… you’re just a few taps away.

Tap on Phone in UAE: The Future of Payments in Your Pocket

In a country that embraces innovation like the UAE, it’s no surprise that even the way we accept payments is going smart, fast, and contactless. One of the most exciting developments? Tap on Phone—a technology that allows businesses to accept card payments directly on their smartphones. No machines, no wires, no extra hardware. Just tap and done.

What is Tap on Phone?

Tap on Phone turns your smartphone into a portable POS (Point of Sale) terminal. Using NFC (Near Field Communication) technology, it allows customers to tap their contactless cards, phones, or smartwatches right on your device to make a payment.

It’s secure, fast, and doesn’t need any dongles or traditional card machines.

Why UAE Businesses Are Adopting It Fast

The UAE is known for its quick adoption of fintech, and Tap on Phone is catching on with:

Cafeterias and food trucks that want to accept cards without bulky machines

Delivery agents and freelancers who move around and need flexible payment solutions

Pop-up stores, kiosks, and events that need instant setups

Startups and SMEs looking to reduce costs on hardware and maintenance

Benefits of Tap on Phone

✔ Zero hardware cost

✔ Quick onboarding

✔ PCI DSS-compliant and secure

✔ Perfect for on-the-go sales

✔ Great for businesses of all sizes

Foloosi Makes It Even Easier

With Foloosi’s Tap on Phone, UAE businesses can start accepting payments in just minutes—using nothing but their phone. It's built for simplicity, security, and speed, so you can focus on running your business, not chasing payments.

🚀 Start accepting payments today—right from your phone.

👉 Try Tap on Phone with Foloosi - https://foloosi.com/tap-to-phone

Why merchants must accept tap to pay payments by 2026

The way people pay is changing fast. Contactless payment methods like Tap to Pay are becoming the new standard worldwide — and the UAE is no exception. Customers expect quick, secure, and convenient payment options wherever they shop or dine.

For merchants, adapting to this shift isn’t just about keeping up with technology — it’s about meeting customer expectations, improving efficiency, and staying competitive. By 2026, accepting Tap to Pay will be essential for businesses that want to thrive in the modern market.

In this article, we’ll explore why Tap to Pay is rapidly growing in popularity and why merchants need to be ready to accept it sooner rather than later.

Why It’s Not Just a Trend — It’s the Future:

Many trends come and go. But Tap to Pay? It’s not a trend. It’s becoming the standard — worldwide and especially in the UAE.

Here’s why:

People want touch-free payments (especially after the pandemic).

The mobile-first generation prefers using phones over wallets.

It’s faster, reducing queues and wait times.

Secure and trusted by global banks and fintech companies.

Real Numbers That Prove the Shift:

Let’s look at some actual stats:

According to Visa, over 70% of face-to-face transactions in the UAE are now contactless.

Mastercard reports that 90% of card-present transactions in Dubai are now tap-enabled.

By 2026, it’s expected that nearly all major cities will phase out cash-heavy or swipe-only businesses.

Why Merchants Must Get Ready by 2026 (Not Later):

Here are 10 powerful reasons why Tap to Pay should be part of your business before 2026:

1. UAE’s Cashless Vision 2026

The UAE is rapidly moving toward a fully cashless economy, with strong government initiatives promoting digital payments. Merchants who delay risk being left behind in a digitally dominant market.

2. Rising Customer Expectations

Consumers today expect fast, secure, and contactless payment options. By 2026, not offering digital or tap-to-pay options could hurt customer satisfaction and loyalty.

3. POS & Tap-on-Phone Adoption Surge

POS and tap-to-phone technologies are becoming the norm. Early adoption helps merchants streamline operations, avoid last-minute overhauls, and stay ahead of competitors.

4. Regulatory Readiness & Compliance

Future UAE regulations may mandate digital transaction capabilities and data transparency. Getting ready now ensures merchants remain compliant and avoid penalties later.

5. Better Business Insights

Modern POS systems offer real-time analytics, sales reports, and inventory tracking. These tools can transform how merchants make decisions—crucial for staying competitive by 2026.

6. Security & Fraud Prevention

Digital payment platforms now offer better fraud detection and PCI DSS compliance. Waiting longer increases the risk of relying on outdated, insecure methods.

7. Increased Profitability Through Efficiency

Digitized payment and POS software reduce manual errors, speed up service, and increase turnaround—directly improving revenue and operational efficiency.

What Happens If You Don’t Upgrade by 2026?

Let’s be real. If you delay Tap to Pay adoption until 2026, here’s what might happen:

You’ll lose customers to your competitors.

You’ll deal with long queues and slower checkouts.

Customers may feel your business is outdated.

Your revenue could decline as digital wallets become the default way to pay.

Finals Thoughts:

The future of payments is contactless, fast, and secure. By 2026, Tap to Pay will no longer be optional — it will be a necessity for any merchant who wants to stay relevant and competitive in the UAE’s rapidly evolving market.

Don’t wait for the future to catch up with you. Start adopting Tap to Pay today, delight your customers, and unlock new growth opportunities for your business.

click here to know more - https://foloosi.com/tap-to-phone